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EXECUTIVE TEAM
Editor-in-Chief
Pan-American Life Insurance Company
601 Poydras Street
New Orleans, LA 70130
Phone (504) 566-3420
Executive Editor
RGA
1370 Timberlake Manor Parkway
Chesterfield, MO 63017
Phone (636) 736-7400
Fax (636) 736-7150
Administrative Editor
HOVIN Underwriting Partners, Inc.
775 Panorama Drive
Plano, TX 75023
Phone (860) 578-6417
Advertising Management
Lincoln Financial Group
12100 Walker Road
Ashville, OH 43103
Office (740) 497-0518
Fax (740) 983-6198
Circulation Management
OTR Publishing Services
P.O. Box 2990
Binghamton, NY 13901
Office (607) 724-3992
Fax (607) 724-0041
ASSOCIATE EDITORS
VFD Consulting, Inc.
601 North State St., Ste 2000
Ukiah, CA 95482-4026
Phone (707) 463-3200
Fax (707) 463-3209
CUNA Mutual Insurance Society
2000 Heritage Way
Waverly, IA 50677
Office (319) 483-2470
Fax (319) 352-1328
Generali USA Life Re
10261 Sweet Rock Ct
Parker, CO 80134
Phone (913) 901-4682
CONTRIBUTING EDITORS
Kevin Cunningham, FALU
John Hancock Life
Sunbury, OH
Martin L Engman, MD
Clifton P. Titcomb Jr. MD
International Medical Risk Consultants, Inc.
Fort Wayne, IN
Frank Goetz, FALU
Pacific Life
Aliso Viejo, CA
Anna Hart
ARHart Consulting
Eastland, TX
Bob Littell, CLU,ChFC
Littell Consulting Services
Atlanta, GA
Joanne Mambretti, MD,FLMI
Prudential Insurance Company
Plymouth, MN
Daniel T. Marsano
Prudential Insurance Company
Shelby Township, MI
Mike McFarland
Prudential Financial
Plymouth, MN
Marty Meyer, FALU
Lincoln Financial Group
Denver, CO
Chris Orestis
Portland, ME
Marvin Reber, FALU
Industrial-Alliance Pacific Life
Scottsdale, AZ
Larry Segel, MD
Manulife Financial
Toronto, ON
INTERNATIONAL EDITORS
Asia Editor
Dr. Himanshu Bhatia
Swiss Re Asia
India
Australia Editor
Vanessa Routley
RGA Asia Pacific
Australia
Canada Editor
Tanya Trachenko, MD, FALU
Wawanesa Life
Canada
Europe Editor
Simon Hudson
Munich Re
Germany
Latin America Editor
Freddy Velasco-A., AALU
BMI Financial Group
USA
Southern Africa Editor
Dianne Steyn, Consultant
Latitude
South Africa
United Kingdom Editor
Yunus (Pip) Piperdy
RGA UK Services Ltd
United Kingdom
Columnist
Hank George, FALU
Hank George, Inc.
Greendale, WI
International Editor Emeritus
C.J.(Joe) Dahl, FALU
Burlington, ON
Canada
CONSULTING EDITORS
Medical Consultant
Clifton P. Titcomb Jr., M.D.
International Medical Risk Consultants, Inc.
Ft. Wayne, IN
Actuarial Consultant
Richard L. Bergstrom, FSA
Bergstrom Consulting, LLC
Bellevue, WA