ALU: ALU Project Paper Archives

FALU Project Papers

The following papers were completed in connection with the attainment of the designation, Fellow, Academy of Life Underwriting. Here, they are listed according to subject matter. Papers can now be downloaded from from web by clicking the title. Papers are for personal use only and cannot be reprinted or used in other forms without the permission of ALU and the Author.

*= with distinction

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Medical	Avocations	General
Management	Legal/Regulatory	Non-med/Financial
Habits	UW Tools	Communications
Marketing	Automation

MEDICAL UNDERWRITING (100)

Year	Title	Author
1975	"Smoking - Its Effect on Mortality & What Life Insurance Companies Are Doing About It"	Ross H. Moyer
1975	"Hodgkin's Disease, Considerations for Insurability"	John S. Pearson, M.D.
1975	"The Underwriting of Mental and Nervous Disorders"	Ivern I. Ball
1975	"Underwriting the Disturbances of Blood Lipids"	Gary R. Kirk
1976	"Underwriting the Suicidal Risk"	Newell Mitchell
1978	"Heredity and Family History"	Malcolm K. Chadbourne
1979*	"The Significance of Family History in Risk Appraisal"	Ronald J. Box
1979	"Underwriting Consideration of Participating in Cardiovascular Fitness Programs"	William F. Dickover
1979	"Asthma: It Can Leave You Breathless"	Arthur S. Gleason
1979	"Obesity Treated by Surgical Procedures: Underwriting Aspects"	Dorinne Glenn
1979	"Stress and Its Impact"	Kerry H. Lashlee
1980	"An Analysis of Underwriting Judgment"	Dale R. Johnson
1980	"Asbestos Exposure"	Gerald G. Padgett, Jr.
1980*	"After the Cure: Underwriting the Late Effects of Cancer Treatment"	Henry C. George
1980	"A Review of Aortocoronary Bypass Graft and Underwriting Evaluation"	Eugene E. Johnson
1980	"The Effect of Exercise on the Cardiovascular System"	Harold L. Capps
1980	"Stress: The Hidden Impairment?"	Bruno Ferri
1981	"Chronic Obstructive Lung Disease"	Dennis E. Rollins
1982	"Different Physical Factors Found in the Long Distance Runner"	Russell D. Dent
1984	"Epilepsy"	Garland R. Butler
1984	"Organic Brain Syndrome: An Underwriting Nightmare"	E. Ray Dinstel
1984*	"The Significance of Triglyceride Levels in Relation to Coronary Artery Disease - an Underwriting Dilemma ?"	William A. Mills
1987	"Underwriting the Anorectic and Others with Eating Disorders"	Barbara Lutz
1988	"The Underwriting Challenge of Fibrocystic Breast Disease"	Ursula Wanko
1989*	"Underwriting Anemia"	Marvin N. Reber
1990	"The Tobacco Risk"	Vickie Fleming
1990	"The Risk Factors of Coronary Heart Disease"	Doreen Acampora
1990	"Multiple Sclerosis"	Michele Hnatyshen
1990*	"Facets and Complications of Affective Illness"	Joy Jones
1990*	"Underwriting Post Traumatic Stress Disorder in the Vietnam Veteran"	Timothy Shaughnessy
1990*	"Seizures, Epilepsy and Underwriting"	Robert Weir
1993	"Underwriting Liver Transplants"	Sharon Garner
1993	"Underwriting Percutaneous Transluminal Coronary Angioplasty"	Wallace D. Taylor
1993*	"Obstructive Sleep Apnea"	Thomas D. McCarthy
1994	"Post Polio Syndrome - An Old Threat Returns"	John R. Hillman, Jr.
1995	"Underwriting The Diabetic"	Lisa A. Wright
1995*	"From Mole To Melanoma"	Miriam Krajewski
1995	"Panic Attacks"	Mary Midoux
1996	"Kidney Transplantation"	Connie A. Merrill
1997	"Chronic Fatigue Syndrome"	Deborah A. Schumacher
1998	"Prostate Cancer"	Marvin Dale Hobbs
1998	"Attention Deficit Hyperactivity Disorder: Is There a Risk?"	Carol McDermott
1998	"Lupus and Life Insurance"	Frank J. Goetz
1999	"Genetic Testing's Impact on Risk Selection for Life Insurance"	John V. Cavada
1999	"The Urinary System, An Underwriting Perspective"	Vanessa McIver
2000	"Underwriting Hepatitis C"	Ann Law
2002	"The Eating Disorders of Bulemia and Anorexia Nervosa"	Lloyd Weisgerber
2002	"The (Re)emergence of Infectious diseases in Latin America and the Carribean"	Julie Stauble
2002	"Dementia and Alzheimer's Disease: The Fight for a Cure"	Debblie L. Jude
2003	Mulitple Sclerosis	William Hardy
2004	Understanding Asthma	Christy L. Johnson
2005	A Look at Schizophrenia	Beth Gibson
2006	Interpretaion of Ultrafast CT Scan Results: The Underwriting Challange	Katarina Nikolic

MANAGEMENT (200)

Year	Title	Author
1975*	"Life Underwriting Department Organization"	James Gross
1976	"Design and Measurement ofUnderwriting Clerical Positions"	John E. Hanson
1976	"Learning Theory Applied to Creating a Training and Development Program for Underwriters"	Constant T. Sembroski
1976*	"Underwriting Training Program"	Gerald J. Fahrner
1977*	"Quality in Underwriting"	Emil Tobler
1977	"Quality and Quantity Appraisal of Life Underwriting Operations"	J. Michael Steinhardt
1978	"Selection of an Underwriter"	William S. Gates
1980	"Underwriter Performance and Appraisal"	James S. McCollum
1989	"Underwriting Department Organization and Management"	Deborah B. Schmidt
1994	"Total Quality Management (TQM) Principles applied to Life Underwriting Management"	Mary L. Daly

HABITS (300)

Year	Title	Author
1975	"Alcoholism"	Paul McDaniel
1976	"Alcoholism"	Gene Cramer
1978*	"Marijuana: The Drug, Its Use, Effect and Risk Selection"	Albert L. Johnson
1979	"Identifying the Alcoholic Through Physiological and Psychological Symptoms"	Robert T. Duncan
1990	"Cocaine is NO Lady"	Evelyn Spense
1996	"Alcoholism"	Lynda Sales

MARKETING (400)

Year	Title	Author
1976	"An Evaluation of the Life Insurance Needs of Women and Insurance Industry Response to Those Needs"	Barbara A. Palmerino
1976	"Special Risks - A Marketing Approach"	Charles Reckley
1982	"Planning in a Direct Response Underwriting Department"	Edward J. DiGian

AVOCATIONS (500)

Year	Title	Author
1977	"Motorcycling - A Life Risk?"	Richard G. Terp
1977*	"Underwriting the Hang Glider Pilot for Life Insurance"	Kenneth H. Griffin
1978	"Underwriting the Balloonist"	Robert D. Smithhart
1979	"The Sport of Ballooning"	Andrea Cagney
1979	"Snowmobiling"	Ronald L. Larson
1982	"The Aviation Risk"	W. Taylor Fiederlein
1984	"Underwriting the Mountain Climber"	Jerry L. Moorbeck
1986	"Underwriting the Sport Diver"	Phillip Mark Hambrick
1996*	"Underwriting the Sport Diver"	Paula C. Romano
1998	"Aviation"	Susan Bailey

LEGAL/REGULATORY (600)

Year	Title	Author
1976	"Designing the Life Insurance Application Contents, Wording, and Insurance Department Approval"	Richard Gratton
1976	"Legal Aspects of the Application"	Ralph J. Kietzman
1977*	"Insurable Interest and Beneficiaries in Underwriting"	Benjamin H. Phipps
1977	"A Review of the Replacement problem"	Dale S. Easton
1977	"Fair Credit Reporting Act - Ramifications"	John L. Johnson
1978	"Material Misrepresentation as a Ground for Rescission"	Thomas W. Roberts
1978*	"The Underwriter Goes to Court"	Jeremy Slade Holmes
1978	"The Right to Privacy and the Life Insurance Industry"	William C. Nelson
1979	"Insurable Interest - Life Insurance"	John H. Pflug
1992	"Fraud, Insurance and the Nigerian Connection"	Wayne Durflinger

UNDERWRITING TOOLS (700)

Year	Title	Author
1975*	"Attending Physicians Statements"	Benjamin A. Currier, Jr.
1976*	"A Study of Attending Physicians Statements on Checkups"	Robert T. Lynch
1980*	"An Introduction to Electrocardiograms"	Orest Swoboda
1980	"The Paramedical Concept: How Successful Has It Been?"	Ann W. Floyd
1990	"EKGs and the Underwriter of the 90s"	Wanda Hicks
1994	"An Underwriters Guide To Tumor Markers"	Sheryl A. Moeller
1998	"DNA Identification of Individuals"	Vera F. Dolan
2001	"The Underwriter and the World Wide Web"	Mark Koenig

GENERAL (800)

Year	Title	Author
1975*	"The Power of Positive Underwriting"	Chester H. Smelser
1976	"Persistency Underwriting"	John H. Shields
1978	"Underwriting for Persistency"	David H. Popplewell
1979	"Reconsideration of Substandard Extra Charges"	Daniel T. Pieper
1980	"Current Trends in Life Reinsurance"	Robert J. Wilbur
1981	"Life Reinsurance: Practices, Prices and Procedures - A General Discussion"	Albert Moriondo
1985	"Unisex Underwriting"	Jean-Marc Champagne
1994	"Underwriting The Elderly"	Thomas P. Riehm
1995	"Older Age Underwriting"	Thomas McWilliams
2000	"Variable LIfe"	Martin A. Smith

NON-MEDICAL/FINANCIAL UNDERWRITING (900)

Year	Title	Author
1975*	"Financial Underwriting & the Large Case"	Rowland Ricketts, Jr.
1976	"Underwriting Consideration of Chinese Immigrants"	Don Van Guelpen
1976	"Coal Mining - Underground"	Ralph W. Ellis
1977	"Business Insurance - Does it Warrant Special Handling?"	Mark H. MacGrath
1977	"Financial Underwriting - A New Beginning"	Charles A. Stuck, Jr.
1977	"Financial Underwriting Made Easy"	Rene Trudel
1978	"Motor Vehicle Deaths and Risk Seletion"	Richard F. Quirk
1978	"Railroading"	Edwin R. Fattes
1979	"Identifying the Fatal Accident Driver"	David M. Ott
1979	"The Underwriting of Immigrants from Japan, Korea, and Philippine Islands"	Jerry Toshio Tamura
1980	"To Examine Specific Data Relating to the Canadian Military and Evaluate the Need for Changes in Current Underwriting Practices"	Robert V. Timmins
1980	"Underwriting the Adverse Driving Risk for Life Insurance"	Terry W. Carriker
1980	"Cigarette Smoking: Its Impact on Life Insurance Risk Selection"	John J. McDonald
1983	"Financial Underwriting: Understanding and Underwriting Estate Liquidity"	Dale L. Fradette
1996	"Fatal Occupational Injuries"	Dennis W. West
2002	"Changes in Financial Underwriting"	Nancy R. Small

COMMUNICATIONS (000)

Year	Title	Author
1976	"Underwriting/Agency Relationships"	W. H. Luehlfing
1976	"Communication Problems of a Life Underwriting Department"	Guy Hartman
1979	"Good Communications: The Cornerstone of an Improved Underwriting/Agency Relationship"	Claude Girardin

AUTOMATION (101)

Year	Title	Author
1976*	Computer Underwriting & Issue - What You Don't Know Can Hurt You"	R. K. Gibson
1981	"The Underwriter - an EDP User"	Don E. Ansley
1996	"Automating The Underwriter and The New Business Department"	Christopher C. Cook

*=with distinction

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